Plain Investor
8 guides

Cryptocurrency

Digital assets, blockchains, and how they compare with traditional markets.

Cryptocurrency

Spot Bitcoin ETFs Explained

A spot bitcoin ETF puts the coin inside a brokerage account, removing the key-management problem but none of the price risk. Here's what the wrapper changes and what it doesn't.

Sep 21, 2026 · 7 min read
Cryptocurrency

Stablecoins Explained: How They Hold a Peg, and When They Don't

A stablecoin is only as stable as the mechanism behind it. Three designs, three ways to fail, and a regulatory picture that is still being written.

Sep 21, 2026 · 7 min read
Cryptocurrency

How Much Crypto Belongs in a Portfolio?

There is no correct percentage. There is only a loss you could absorb without changing your plans — and that is a different question, with a personal answer.

Sep 21, 2026 · 6 min read
Cryptocurrency

Crypto Custody: Exchanges, Wallets, and Who Actually Holds Your Keys

Owning crypto is really a question about who controls the keys. The answer determines which risks you carry, and there is no arrangement that carries none of them.

Sep 21, 2026 · 7 min read
Cryptocurrency

What Is DeFi? Decentralized Finance Explained

DeFi aims to rebuild lending, borrowing, and trading using code instead of banks. Here's the basic idea, and the risks that come with it.

Jul 25, 2026 · 6 min read
Cryptocurrency

Crypto vs. Stocks: Key Differences Every New Investor Should Know

Both can go up and down sharply, but they're fundamentally different kinds of assets. Here's what actually separates a stock from a cryptocurrency.

Jul 17, 2026 · 6 min read
Cryptocurrency

Blockchain Technology Explained in Plain English

Strip away the hype and a blockchain is really just a specific way of keeping a shared record that's very hard to tamper with. Here's how.

Jul 9, 2026 · 6 min read
Cryptocurrency

What Is Bitcoin and How Does It Actually Work?

Bitcoin was designed to be money that doesn't need a bank or government to issue or move it. Here's how that actually works under the hood.

Jul 1, 2026 · 7 min read