Plain Investor
Programme comparison · as understood in September 2026

Malta vs Hungary: Golden Visa Programmes Compared

The lowest qualifying amount is €99,000 in fees, plus property in Malta and €250,000 in Hungary. Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Malta

€99,000 in fees, plus propertyminimum

Malta Permanent Residence Programme (MPRP)

Read the Malta guide →

Open

Hungary

€250,000minimum

Guest Investor Residence Programme

Read the Hungary guide →

At a glance

MaltaHungary
ProgrammeMalta Permanent Residence Programme (MPRP)Guest Investor Residence Programme
StatusMPRP open and repriced by Legal Notice 146 of 2025; the separate citizenship-by-investment scheme was repealed in July 2025 after the CJEU ruled against itProperty purchase route abolished by decree in December 2024, before it ever opened
Lowest qualifying amount€99,000 in fees, plus property€250,000
Time you must spend thereNo minimum stayNo minimum stay
Route to citizenshipNo direct pathGenerally 8 years of actual residence, plus exams
Typical processingReported at roughly 4-6 months to approval in principle21-day statutory decision deadline on a complete file
Main routes
  • Administrative fee — €60,000
  • Government contribution — €37,000
  • NGO donation — €2,000
  • Property lease — €14,000 per year
  • Property purchase — €375,000
  • Real-estate fund units — €250,000
  • Higher-education donation — €1,000,000

Which is cheaper, Malta or Hungary?

The lowest qualifying amount is €99,000 in fees, plus property in Malta and €250,000 in Hungary. The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Malta: No minimum stay. Hungary: No minimum stay. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Malta: No direct path. Hungary: Generally 8 years of actual residence, plus exams. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Malta: Malta has reset the MPRP fee structure twice by legal notice since 2021 and can do so again at short notice, with no guarantee that terms are held open for applications not yet submitted.

Hungary: One of the three announced routes was cancelled by decree days before it opened, so the remaining two could be changed or withdrawn with equally little warning.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.