Plain Investor
Ranked from our published scores

Best Brokers for Beginners

A first broker should be easy to use, properly regulated, and cheap enough that fees do not quietly eat a small starting balance. Range of exotic markets matters far less.

How this ranking is built

Every broker carries the same five scores across the whole site. This page re-weights them for this specific use case — nothing is hand-placed, and the weighting is shown here so you can disagree with it:

Ease of use for a beginnerx3Costs & Feesx1Platform & Toolsx0.5Regulation & Trustx1.5Asset Rangex0.25Account Access & Supportx1.5

Ease of use is rated separately from “Platform & Tools”, because they are not the same thing: a platform can be powerful and still be the wrong place to learn. That is why the most feature-dense brokers do not top this particular list. CFD-only brokers are left out of it entirely. They are legitimate regulated businesses, but leveraged derivatives are a poor place to learn, and most retail accounts trading them lose money.

Plain Investor has no commercial relationship with any broker listed. Rankings reflect independent research only. Scores reflect our methodology as of September 2026 and are not personalised advice — always verify current terms with the broker.

  1. 1

    Why here: thinkorswim's professional tooling alongside full-service support

    Watch out: Low interest paid on uninvested cash; limited crypto access

    Real assets · SEC, FINRA, SIPC

    Read the full Charles Schwab review →
  2. 2

    Fidelity

    4.5fit

    Why here: Zero-fee index funds and unusually deep retirement planning tools

    Watch out: Less suited to active derivatives trading than some rivals

    Real assets · SEC, FINRA, SIPC

    Read the full Fidelity review →
  3. 3

    Robinhood

    4.3fit

    Why here: A genuinely simple mobile app with an IRA contribution match

    Watch out: No mutual funds or individual bonds, and a $100 outgoing transfer fee

    Real assets · SEC, FINRA, SIPC

    Read the full Robinhood review →
  4. 4

    Why here: Pies and AutoInvest, with a £1 minimum to start

    Watch out: No mutual funds, bonds, desktop platform or phone support

    Real assets · FCA

    Read the full Trading 212 review →
  5. 5

    Revolut

    3.9fit

    Why here: Investing built into an app millions already have open

    Watch out: A narrow menu with tiered free-trade limits; not a dedicated broker

    Real assets · Varies by region: FCA in the UK, an EU entity in the EEA

    Read the full Revolut review →
  6. 6

    eToro

    3.8fit

    Why here: CopyTrader, the most developed social investing product

    Watch out: Heavy CFD component outside the US and UK, plus withdrawal and FX fees

    Mixed · FCA, CySEC, ASIC; SEC-registered US entity

    Read the full eToro review →
  7. 7

    XTB

    3.8fit

    Why here: Commission-free stocks and ETFs up to a high monthly threshold

    Watch out: The product range is CFD-weighted, and availability varies by country

    Mixed · FCA, KNF, CySEC, DFSA and others

    Read the full XTB review →
  8. 8

    IG

    3.7fit

    Why here: Trading since 1974, LSE-listed, with very wide market access

    Watch out: Most of the range is leveraged rather than owned

    Mixed · FCA, ASIC and other regional regulators

    Read the full IG review →
  9. 9

    Why here: Unmatched global market access from a single account

    Watch out: Trader Workstation has a genuinely steep learning curve

    Real assets · SEC, FINRA, FCA, ASIC, CIRO and others

    Read the full Interactive Brokers review →
  10. 10

    Why here: Moved away from payment for order flow on stock and ETF trades

    Watch out: A shorter track record, with some features behind a subscription

    Real assets · SEC, FINRA, SIPC

    Read the full Public.com review →
  11. 11

    DEGIRO

    3.3fit

    Why here: Among the lowest per-trade costs available in Europe

    Watch out: Basic platform, no forex, and not open to US residents

    Real assets · BaFin, through flatex's German banking licence

    Read the full DEGIRO review →
  12. 12

    Webull

    3.3fit

    Why here: Charting and paper trading well beyond what a free app usually offers

    Watch out: No mutual funds, and its ownership history has drawn US scrutiny

    Real assets · SEC, FINRA, SIPC

    Read the full Webull review →
  13. 13

    Saxo Bank

    3.1fit

    Why here: Professional-grade platforms and exceptional instrument breadth

    Watch out: Premium pricing, with custody fees on some account tiers

    Real assets · Danish FSA as a licensed bank, plus FCA and others

    Read the full Saxo Bank review →