Capital.com vs Pepperstone: Which Broker Suits You?
Capital.com scores 3.0 and Pepperstone 3.6 out of 5 on our published methodology. Pepperstone leads on Costs & Fees, Regulation & Trust and Account Access & Support, and they tie on Platform & Tools and Asset Range. Both accept clients in the UK, the EU and other countries.
Overall score
Capital.com
3.0/5
Best for: CFD trading with AI-driven insights
Read the full Capital.com review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| Capital.com | Pepperstone | |
|---|---|---|
| What you own | CFDs only | CFDs only |
| Available assets | CFDs on shares, indices, forex and commodities | Forex and CFDs across major asset classes |
| Regulated by | FCA, CySEC, ASIC and others | FCA, ASIC, CySEC, DFSA and others |
| Stands out for | An app that actively surfaces behavioural feedback on your trading | Raw spreads with a choice of MT4, MT5, cTrader and TradingView |
| Watch out for | CFDs only, and a shorter track record than the older names | Derivatives only — there is nothing here to buy and hold |
| Accepts clients in | The UK, the EU and other countries | The UK, the EU and other countries |
Is Capital.com cheaper than Pepperstone?
On our Costs & Fees score, Pepperstone rates 4/5 against Capital.com’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, Capital.com or Pepperstone?
Capital.com is regulated by FCA, CySEC, ASIC and others; Pepperstone by FCA, ASIC, CySEC, DFSA and others. Pepperstone scores higher on our Regulation & Trust measure (4/5 against 3/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, Capital.com scores 3/5 and Pepperstone 2/5. Capital.com is the gentler place to start. Beginners should know that CFDs are leveraged derivatives rather than ownership, and that most retail accounts trading them lose money.
Who each one tends to suit
Capital.com
- Tends to suit
- CFD trading with AI-driven insights
- Stands out for
- An app that actively surfaces behavioural feedback on your trading
- Watch out for
- CFDs only, and a shorter track record than the older names
Pepperstone
- Tends to suit
- Forex & CFD trading
- Stands out for
- Raw spreads with a choice of MT4, MT5, cTrader and TradingView
- Watch out for
- Derivatives only — there is nothing here to buy and hold
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.