Capital.com vs Plus500: Which Broker Suits You?
Capital.com scores 3.0 and Plus500 3.0 out of 5 on our published methodology. Capital.com leads on Platform & Tools; Plus500 leads on Regulation & Trust, and they tie on Costs & Fees, Asset Range and Account Access & Support. Both accept clients in the UK, the EU and other countries.
Level on overall score
Capital.com
3.0/5
Best for: CFD trading with AI-driven insights
Read the full Capital.com review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| Capital.com | Plus500 | |
|---|---|---|
| What you own | CFDs only | CFDs only |
| Available assets | CFDs on shares, indices, forex and commodities | CFDs on shares, indices, forex, commodities and crypto |
| Regulated by | FCA, CySEC, ASIC and others | FCA, ASIC, CySEC, MAS and others |
| Stands out for | An app that actively surfaces behavioural feedback on your trading | A simple proprietary platform backed by an LSE-listed parent |
| Watch out for | CFDs only, and a shorter track record than the older names | No real asset ownership at all, and no MT4 or MT5 |
| Accepts clients in | The UK, the EU and other countries | The UK, the EU and other countries |
Is Capital.com cheaper than Plus500?
Both score 3/5 on Costs & Fees, so neither has a clear overall cost advantage on our measures; which is cheaper for you depends on what you trade, how often, and in which currency. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, Capital.com or Plus500?
Capital.com is regulated by FCA, CySEC, ASIC and others; Plus500 by FCA, ASIC, CySEC, MAS and others. Plus500 scores higher on our Regulation & Trust measure (4/5 against 3/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, Capital.com scores 3/5 and Plus500 3/5. Neither has a clear edge for a first account. Beginners should know that CFDs are leveraged derivatives rather than ownership, and that most retail accounts trading them lose money.
Who each one tends to suit
Capital.com
- Tends to suit
- CFD trading with AI-driven insights
- Stands out for
- An app that actively surfaces behavioural feedback on your trading
- Watch out for
- CFDs only, and a shorter track record than the older names
Plus500
- Tends to suit
- Simple CFD trading
- Stands out for
- A simple proprietary platform backed by an LSE-listed parent
- Watch out for
- No real asset ownership at all, and no MT4 or MT5
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.