DEGIRO vs Revolut: Which Broker Suits You?
DEGIRO scores 3.4 and Revolut 3.0 out of 5 on our published methodology. DEGIRO leads on Costs & Fees, Regulation & Trust and Asset Range; Revolut leads on Account Access & Support, and they tie on Platform & Tools. Both accept clients in the EU.
Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| DEGIRO | Revolut | |
|---|---|---|
| What you own | Real assets | Real assets |
| Available assets | Stocks, ETFs, bonds and funds across many European and global exchanges | Stocks, ETFs and crypto, with the menu varying by country |
| Regulated by | BaFin (flatexDEGIRO Bank SE), with DNB and AFM overseeing the Dutch branch | Varies by region: FCA in the UK, an EU entity in the EEA |
| Stands out for | Among the lowest per-trade costs available in Europe | Investing built into an app millions already have open |
| Watch out for | Basic platform, no forex, and not open to US residents | A narrow menu with tiered free-trade limits; not a dedicated broker |
| Accepts clients in | The EU | The UK, the EU and other countries |
Is DEGIRO cheaper than Revolut?
On our Costs & Fees score, DEGIRO rates 4/5 against Revolut’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, DEGIRO or Revolut?
DEGIRO is regulated by BaFin (flatexDEGIRO Bank SE), with DNB and AFM overseeing the Dutch branch; Revolut by Varies by region: FCA in the UK, an EU entity in the EEA. DEGIRO scores higher on our Regulation & Trust measure (4/5 against 3/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, DEGIRO scores 3/5 and Revolut 5/5. Revolut is the gentler place to start.
Who each one tends to suit
DEGIRO
- Tends to suit
- Low-cost European investing
- Stands out for
- Among the lowest per-trade costs available in Europe
- Watch out for
- Basic platform, no forex, and not open to US residents
Revolut
- Tends to suit
- Investing inside a banking app
- Stands out for
- Investing built into an app millions already have open
- Watch out for
- A narrow menu with tiered free-trade limits; not a dedicated broker
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.