DEGIRO vs eToro: Which Broker Suits You?
DEGIRO scores 3.4 and eToro 3.6 out of 5 on our published methodology. DEGIRO leads on Costs & Fees; eToro leads on Platform & Tools and Account Access & Support, and they tie on Regulation & Trust and Asset Range. Both accept clients in the EU.
Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| DEGIRO | eToro | |
|---|---|---|
| What you own | Real assets | Mixed |
| Available assets | Stocks, ETFs, bonds and funds across many European and global exchanges | Stocks, ETFs and crypto, plus a large CFD range |
| Regulated by | BaFin (flatexDEGIRO Bank SE), with DNB and AFM overseeing the Dutch branch | FCA, CySEC, ASIC; SEC-registered US entity |
| Stands out for | Among the lowest per-trade costs available in Europe | CopyTrader, the most developed social investing product |
| Watch out for | Basic platform, no forex, and not open to US residents | Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions |
| Accepts clients in | The EU | The US, the UK, the EU and other countries |
Is DEGIRO cheaper than eToro?
On our Costs & Fees score, DEGIRO rates 4/5 against eToro’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, DEGIRO or eToro?
DEGIRO is regulated by BaFin (flatexDEGIRO Bank SE), with DNB and AFM overseeing the Dutch branch; eToro by FCA, CySEC, ASIC; SEC-registered US entity. Both score 4/5 on our Regulation & Trust measure. Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, DEGIRO scores 3/5 and eToro 4/5. eToro is the gentler place to start.
Who each one tends to suit
DEGIRO
- Tends to suit
- Low-cost European investing
- Stands out for
- Among the lowest per-trade costs available in Europe
- Watch out for
- Basic platform, no forex, and not open to US residents
eToro
- Tends to suit
- Social & copy trading
- Stands out for
- CopyTrader, the most developed social investing product
- Watch out for
- Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.