eToro vs Fidelity: Which Broker Suits You?
eToro scores 3.6 and Fidelity 4.6 out of 5 on our published methodology. Fidelity leads on Costs & Fees, Regulation & Trust, Asset Range and Account Access & Support, and they tie on Platform & Tools. Both accept clients in the US.
Higher overall score
Fidelity
4.6/5
Best for: Low-cost US retirement investing
Read the full Fidelity review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| eToro | Fidelity | |
|---|---|---|
| What you own | Mixed | Real assets |
| Available assets | Stocks, ETFs and crypto, plus a large CFD range | Stocks, ETFs, options and funds, including zero expense-ratio index funds |
| Regulated by | FCA, CySEC, ASIC; SEC-registered US entity | SEC, FINRA, SIPC |
| Stands out for | CopyTrader, the most developed social investing product | Zero-fee index funds and unusually deep retirement planning tools |
| Watch out for | Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions | Less suited to active derivatives trading than some rivals |
| Accepts clients in | The US, the UK, the EU and other countries | The US |
Is eToro cheaper than Fidelity?
On our Costs & Fees score, Fidelity rates 5/5 against eToro’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, eToro or Fidelity?
eToro is regulated by FCA, CySEC, ASIC; SEC-registered US entity; Fidelity by SEC, FINRA, SIPC. Fidelity scores higher on our Regulation & Trust measure (5/5 against 4/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, eToro scores 4/5 and Fidelity 4/5. Neither has a clear edge for a first account.
Who each one tends to suit
eToro
- Tends to suit
- Social & copy trading
- Stands out for
- CopyTrader, the most developed social investing product
- Watch out for
- Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions
Fidelity
- Tends to suit
- Low-cost US retirement investing
- Stands out for
- Zero-fee index funds and unusually deep retirement planning tools
- Watch out for
- Less suited to active derivatives trading than some rivals
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.