Plain Investor
Programme comparison · as understood in September 2026

Greece vs Switzerland: Golden Visa Programmes Compared

The lowest qualifying amount is €250,000 in Greece and CHF 435,000 annual tax base in Switzerland. Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Greece

€250,000minimum

Residence Permit for Investors

Read the Greece guide →

Restricted

Switzerland

CHF 435,000 annual tax baseminimum

Expenditure-based (lump-sum) taxation — no formal investment programme

Read the Switzerland guide →

At a glance

GreeceSwitzerland
ProgrammeResidence Permit for InvestorsExpenditure-based (lump-sum) taxation — no formal investment programme
StatusThresholds raised and tiered by location from September 2024No golden visa exists; lump-sum taxation abolished at cantonal level in five cantons
Lowest qualifying amount€250,000CHF 435,000 annual tax base
Time you must spend thereNoneSwitzerland must be the genuine centre of your life
Route to citizenship7 years of genuine residence, plus examTen years of residence, then discretionary
Typical processingSeveral months for complete new files; a backlog of about 29,000 files was reported in July 2026, down from over 52,000 in early 2025Several months; cantonal decision plus federal approval
Main routes
  • Property, high-demand areas — €800,000
  • Property, rest of Greece — €400,000
  • Commercial conversion or listed restoration — €250,000
  • Greek-focused investment funds — from €350,000
  • Government bonds or term deposit — €500,000
  • Start-up equity (Elevate Greece), with job creation — €250,000
  • Federal minimum tax base — CHF 435,000 (2026)
  • Seven times rent or rental value — where higher
  • Cantonal minimum bases — often well above the federal floor
  • Fiscal-interest permit, non-EU — cantonal discretion

Which is cheaper, Greece or Switzerland?

The lowest qualifying amount is €250,000 in Greece and CHF 435,000 annual tax base in Switzerland. The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Greece: None. Switzerland: Switzerland must be the genuine centre of your life. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Greece: 7 years of genuine residence, plus exam. Switzerland: Ten years of residence, then discretionary. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Greece: The permit requires no presence at all, but citizenship does — so an investor who never relocates gains residence rights and nothing more, however long the permit is held.

Switzerland: Cantonal politics is the main risk, since five cantons have already abolished the regime by popular vote and nothing stops others from doing the same.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.