eToro vs Trade Republic: Which Broker Suits You?
eToro scores 3.6 and Trade Republic 3.4 out of 5 on our published methodology. eToro leads on Platform & Tools and Account Access & Support; Trade Republic leads on Costs & Fees, and they tie on Regulation & Trust and Asset Range. Both accept clients in the EU.
Overall score
Trade Republic
3.4/5
Best for: Low-cost EU investing & savings plans
Read the full Trade Republic review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| eToro | Trade Republic | |
|---|---|---|
| What you own | Mixed | Real assets |
| Available assets | Stocks, ETFs and crypto, plus a large CFD range | Stocks, ETFs, bonds and crypto, plus warrants and private-market funds |
| Regulated by | FCA, CySEC, ASIC; SEC-registered US entity | German bank licence, supervised by BaFin and the Bundesbank, with branches in several EU countries |
| Stands out for | CopyTrader, the most developed social investing product | A flat €1 order fee, free savings plans and interest on uninvested cash |
| Watch out for | Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions | EU only, an app-first service whose support has struggled with rapid growth, and tax reporting that varies by country |
| Accepts clients in | The US, the UK, the EU and other countries | The EU |
Is eToro cheaper than Trade Republic?
On our Costs & Fees score, Trade Republic rates 4/5 against eToro’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, eToro or Trade Republic?
eToro is regulated by FCA, CySEC, ASIC; SEC-registered US entity; Trade Republic by German bank licence, supervised by BaFin and the Bundesbank, with branches in several EU countries. Both score 4/5 on our Regulation & Trust measure. Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, eToro scores 4/5 and Trade Republic 5/5. Trade Republic is the gentler place to start.
Who each one tends to suit
eToro
- Tends to suit
- Social & copy trading
- Stands out for
- CopyTrader, the most developed social investing product
- Watch out for
- Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions
Trade Republic
- Tends to suit
- Low-cost EU investing & savings plans
- Stands out for
- A flat €1 order fee, free savings plans and interest on uninvested cash
- Watch out for
- EU only, an app-first service whose support has struggled with rapid growth, and tax reporting that varies by country
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.