eToro vs Trading 212: Which Broker Suits You?
eToro scores 3.6 and Trading 212 3.2 out of 5 on our published methodology. eToro leads on Platform & Tools, Asset Range and Account Access & Support; Trading 212 leads on Costs & Fees, and they tie on Regulation & Trust. Both accept clients in the UK and the EU.
Overall score
Trading 212
3.2/5
Best for: Beginner-friendly UK investing
Read the full Trading 212 review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| eToro | Trading 212 | |
|---|---|---|
| What you own | Mixed | Real assets |
| Available assets | Stocks, ETFs and crypto, plus a large CFD range | Shares, ETFs and investment trusts |
| Regulated by | FCA, CySEC, ASIC; SEC-registered US entity | FCA in the UK; CySEC or BaFin for EU clients |
| Stands out for | CopyTrader, the most developed social investing product | Pies and AutoInvest, with a £1 minimum to start |
| Watch out for | Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions | No mutual funds, bonds, desktop platform or phone support |
| Accepts clients in | The US, the UK, the EU and other countries | The UK and the EU |
Is eToro cheaper than Trading 212?
On our Costs & Fees score, Trading 212 rates 4/5 against eToro’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, eToro or Trading 212?
eToro is regulated by FCA, CySEC, ASIC; SEC-registered US entity; Trading 212 by FCA in the UK; CySEC or BaFin for EU clients. Both score 4/5 on our Regulation & Trust measure. Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, eToro scores 4/5 and Trading 212 5/5. Trading 212 is the gentler place to start.
Who each one tends to suit
eToro
- Tends to suit
- Social & copy trading
- Stands out for
- CopyTrader, the most developed social investing product
- Watch out for
- Heavy CFD component outside the US, plus currency conversion fees and small per-trade stock commissions
Trading 212
- Tends to suit
- Beginner-friendly UK investing
- Stands out for
- Pies and AutoInvest, with a £1 minimum to start
- Watch out for
- No mutual funds, bonds, desktop platform or phone support
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.