Revolut vs Trade Republic: Which Broker Suits You?
Revolut scores 3.0 and Trade Republic 3.4 out of 5 on our published methodology. Revolut leads on Account Access & Support; Trade Republic leads on Costs & Fees, Regulation & Trust and Asset Range, and they tie on Platform & Tools. Both accept clients in the EU.
Higher overall score
Trade Republic
3.4/5
Best for: Low-cost EU investing & savings plans
Read the full Trade Republic review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| Revolut | Trade Republic | |
|---|---|---|
| What you own | Real assets | Real assets |
| Available assets | Stocks, ETFs and crypto, with the menu varying by country | Stocks, ETFs, bonds and crypto, plus warrants and private-market funds |
| Regulated by | Varies by region: FCA in the UK, an EU entity in the EEA | German bank licence, supervised by BaFin and the Bundesbank, with branches in several EU countries |
| Stands out for | Investing built into an app millions already have open | A flat €1 order fee, free savings plans and interest on uninvested cash |
| Watch out for | A narrow menu with tiered free-trade limits; not a dedicated broker | EU only, an app-first service whose support has struggled with rapid growth, and tax reporting that varies by country |
| Accepts clients in | The UK, the EU and other countries | The EU |
Is Revolut cheaper than Trade Republic?
On our Costs & Fees score, Trade Republic rates 4/5 against Revolut’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, Revolut or Trade Republic?
Revolut is regulated by Varies by region: FCA in the UK, an EU entity in the EEA; Trade Republic by German bank licence, supervised by BaFin and the Bundesbank, with branches in several EU countries. Trade Republic scores higher on our Regulation & Trust measure (4/5 against 3/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, Revolut scores 5/5 and Trade Republic 5/5. Neither has a clear edge for a first account.
Who each one tends to suit
Revolut
- Tends to suit
- Investing inside a banking app
- Stands out for
- Investing built into an app millions already have open
- Watch out for
- A narrow menu with tiered free-trade limits; not a dedicated broker
Trade Republic
- Tends to suit
- Low-cost EU investing & savings plans
- Stands out for
- A flat €1 order fee, free savings plans and interest on uninvested cash
- Watch out for
- EU only, an app-first service whose support has struggled with rapid growth, and tax reporting that varies by country
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.