Revolut vs Trading 212: Which Broker Suits You?
Revolut scores 3.0 and Trading 212 3.2 out of 5 on our published methodology. Revolut leads on Account Access & Support; Trading 212 leads on Costs & Fees and Regulation & Trust, and they tie on Platform & Tools and Asset Range. Both accept clients in the UK and the EU.
Higher overall score
Trading 212
3.2/5
Best for: Beginner-friendly UK investing
Read the full Trading 212 review →Score by score
Each category is scored 1–5 using our published methodology. The overall score is the plain average of the first five; ease of use is shown separately.
Key facts side by side
| Revolut | Trading 212 | |
|---|---|---|
| What you own | Real assets | Real assets |
| Available assets | Stocks, ETFs and crypto, with the menu varying by country | Shares, ETFs and investment trusts |
| Regulated by | Varies by region: FCA in the UK, an EU entity in the EEA | FCA in the UK; CySEC or BaFin for EU clients |
| Stands out for | Investing built into an app millions already have open | Pies and AutoInvest, with a £1 minimum to start |
| Watch out for | A narrow menu with tiered free-trade limits; not a dedicated broker | No mutual funds, bonds, desktop platform or phone support |
| Accepts clients in | The UK, the EU and other countries | The UK and the EU |
Is Revolut cheaper than Trading 212?
On our Costs & Fees score, Trading 212 rates 4/5 against Revolut’s 3/5, so it is generally the cheaper of the two for the costs we assess: commissions, spreads, currency conversion and account fees. Fees differ by country and account type and change often, so check both brokers’ current price lists before you choose.
Which is safer, Revolut or Trading 212?
Revolut is regulated by Varies by region: FCA in the UK, an EU entity in the EEA; Trading 212 by FCA in the UK; CySEC or BaFin for EU clients. Trading 212 scores higher on our Regulation & Trust measure (4/5 against 3/5). Which company holds your account, and which investor compensation scheme covers it, depends on where you live. Compensation schemes cover a broker failing, never investment losses.
Which is better for beginners?
On ease of use for a beginner, which sits outside the overall score, Revolut scores 5/5 and Trading 212 5/5. Neither has a clear edge for a first account.
Who each one tends to suit
Revolut
- Tends to suit
- Investing inside a banking app
- Stands out for
- Investing built into an app millions already have open
- Watch out for
- A narrow menu with tiered free-trade limits; not a dedicated broker
Trading 212
- Tends to suit
- Beginner-friendly UK investing
- Stands out for
- Pies and AutoInvest, with a £1 minimum to start
- Watch out for
- No mutual funds, bonds, desktop platform or phone support
More head-to-heads
Scores and facts come from our own reviews as of September 2026 and follow one published methodology. Plain Investor has no commercial relationship with either broker. This is general education, not personal financial advice. Fees, features and regulation change, so confirm current terms with each broker before opening an account.