Plain Investor
Programme comparison · as understood in September 2026

Cyprus vs Caribbean: Golden Visa Programmes Compared

The lowest qualifying amount is €300,000 in Cyprus and $200,000 in Eastern Caribbean (five states). Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Cyprus

€300,000minimum

Permanent Residence Permit by Investment (Regulation 6(2))

Read the Cyprus guide →

Restricted

Caribbean

$200,000minimum

Citizenship by Investment Programmes

Read the Caribbean guide →

At a glance

CyprusCaribbean
ProgrammePermanent Residence Permit by Investment (Regulation 6(2))Citizenship by Investment Programmes
StatusOpen at €300,000 under criteria revised in May 2023; in September 2026 the government said it will tighten the scheme before Cyprus joins SchengenAll five accept applications, but the EU has asked for phase-out by June 2028
Lowest qualifying amount€300,000$200,000
Time you must spend thereVisit at least once every 2 yearsNone, except five days in five years for Antigua
Route to citizenshipAbout 8 years of actual residence, plus B1 Greek and a civics examImmediate citizenship
Typical processingOfficially about 2 monthsReported averages about 5 to 18 months by country
Main routes
  • New home from a developer (first sale) — €300,000 plus VAT
  • Commercial property such as offices, shops or hotels — €300,000
  • Shares in a Cyprus company employing at least 5 people — €300,000
  • Units in Cyprus investment funds — €300,000
  • National fund donation — $200,000 to $250,000
  • Approved real estate — $200,000 to $325,000
  • Government bonds, St Lucia — $300,000
  • Business investment — from $1.5m

Which is cheaper, Cyprus or Caribbean?

The lowest qualifying amount is €300,000 in Cyprus and $200,000 in Eastern Caribbean (five states). The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Cyprus: Visit at least once every 2 years. Eastern Caribbean (five states): None, except five days in five years for Antigua. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Cyprus: About 8 years of actual residence, plus B1 Greek and a civics exam. Eastern Caribbean (five states): Immediate citizenship. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Cyprus: The criteria are set by cabinet decision rather than law, and the current version is their fourth revision; in September 2026 ministers announced a tightening ahead of Schengen entry and a review of around 12,000 permits issued since 2013, with no new terms published yet.

Caribbean: Visa-free access has already been withdrawn or restricted by the UK and the US, and the EU has asked all five states to end the programmes by June 2028.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.