Plain Investor
Programme comparison · as understood in September 2026

Cyprus vs US EB-5: Golden Visa Programmes Compared

The lowest qualifying amount is €300,000 in Cyprus and $800,000 in United States. Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Cyprus

€300,000minimum

Permanent Residence Permit by Investment (Regulation 6(2))

Read the Cyprus guide →

Open

US EB-5

$800,000minimum

EB-5 Immigrant Investor Program

Read the US EB-5 guide →

At a glance

CyprusUS EB-5
ProgrammePermanent Residence Permit by Investment (Regulation 6(2))EB-5 Immigrant Investor Program
StatusOpen at €300,000 under criteria revised in May 2023; in September 2026 the government said it will tighten the scheme before Cyprus joins SchengenRegional centre authorisation runs to 30 September 2027; grandfathering closes 30 September 2026
Lowest qualifying amount€300,000$800,000
Time you must spend thereVisit at least once every 2 yearsMust maintain US permanent residence
Route to citizenshipAbout 8 years of actual residence, plus B1 Greek and a civics examNaturalisation possible 5 years after the green card
Typical processingOfficially about 2 monthsI-526E commonly 1-2 years, then the visa queue
Main routes
  • New home from a developer (first sale) — €300,000 plus VAT
  • Commercial property such as offices, shops or hotels — €300,000
  • Shares in a Cyprus company employing at least 5 people — €300,000
  • Units in Cyprus investment funds — €300,000
  • High-unemployment area — $800,000
  • Rural project — $800,000
  • Infrastructure project — $800,000
  • Standard, outside a targeted area — $1,050,000

Which is cheaper, Cyprus or US EB-5?

The lowest qualifying amount is €300,000 in Cyprus and $800,000 in United States. The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Cyprus: Visit at least once every 2 years. United States: Must maintain US permanent residence. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Cyprus: About 8 years of actual residence, plus B1 Greek and a civics exam. United States: Naturalisation possible 5 years after the green card. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Cyprus: The criteria are set by cabinet decision rather than law, and the current version is their fourth revision; in September 2026 ministers announced a tightening ahead of Schengen entry and a review of around 12,000 permits issued since 2013, with no new terms published yet.

US EB-5: Amounts face their first inflation adjustment on 1 January 2027 and regional centre authorisation expires on 30 September 2027 unless Congress renews it.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.