Plain Investor
Programme comparison · as understood in September 2026

Cyprus vs Hungary: Golden Visa Programmes Compared

The lowest qualifying amount is €300,000 in Cyprus and €250,000 in Hungary. Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Cyprus

€300,000minimum

Permanent Residence Permit by Investment (Regulation 6(2))

Read the Cyprus guide →

Open

Hungary

€250,000minimum

Guest Investor Residence Programme

Read the Hungary guide →

At a glance

CyprusHungary
ProgrammePermanent Residence Permit by Investment (Regulation 6(2))Guest Investor Residence Programme
StatusOpen at €300,000 under criteria revised in May 2023; in September 2026 the government said it will tighten the scheme before Cyprus joins SchengenProperty purchase route abolished by decree in December 2024, before it ever opened
Lowest qualifying amount€300,000€250,000
Time you must spend thereVisit at least once every 2 yearsNo minimum stay
Route to citizenshipAbout 8 years of actual residence, plus B1 Greek and a civics examGenerally 8 years of actual residence, plus exams
Typical processingOfficially about 2 months21-day statutory decision deadline on a complete file
Main routes
  • New home from a developer (first sale) — €300,000 plus VAT
  • Commercial property such as offices, shops or hotels — €300,000
  • Shares in a Cyprus company employing at least 5 people — €300,000
  • Units in Cyprus investment funds — €300,000
  • Real-estate fund units — €250,000
  • Higher-education donation — €1,000,000

Which is cheaper, Cyprus or Hungary?

The lowest qualifying amount is €300,000 in Cyprus and €250,000 in Hungary. The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Cyprus: Visit at least once every 2 years. Hungary: No minimum stay. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Cyprus: About 8 years of actual residence, plus B1 Greek and a civics exam. Hungary: Generally 8 years of actual residence, plus exams. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Cyprus: The criteria are set by cabinet decision rather than law, and the current version is their fourth revision; in September 2026 ministers announced a tightening ahead of Schengen entry and a review of around 12,000 permits issued since 2013, with no new terms published yet.

Hungary: One of the three announced routes was cancelled by decree days before it opened, so the remaining two could be changed or withdrawn with equally little warning.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.