Plain Investor
Programme comparison · as understood in September 2026

UAE vs Caribbean: Golden Visa Programmes Compared

The lowest qualifying amount is AED 2,000,000 in United Arab Emirates and $200,000 in Eastern Caribbean (five states). Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

UAE

AED 2,000,000minimum

Golden Visa (long-term residence)

Read the UAE guide →

Restricted

Caribbean

$200,000minimum

Citizenship by Investment Programmes

Read the Caribbean guide →

At a glance

UAECaribbean
ProgrammeGolden Visa (long-term residence)Citizenship by Investment Programmes
StatusOpen, and broadened to new categories repeatedly since 2019All five accept applications, but the EU has asked for phase-out by June 2028
Lowest qualifying amountAED 2,000,000$200,000
Time you must spend thereNone; exempt from the 180-day absence ruleNone, except five days in five years for Antigua
Route to citizenshipNo direct pathImmediate citizenship
Typical processingTypically weeks once documents are completeReported averages about 5 to 18 months by country
Main routes
  • Property purchase — AED 2,000,000
  • Public investment or deposit — AED 2,000,000
  • Company paying UAE tax — AED 250,000 a year
  • Talent, entrepreneur and professional routes — no set sum
  • National fund donation — $200,000 to $250,000
  • Approved real estate — $200,000 to $325,000
  • Government bonds, St Lucia — $300,000
  • Business investment — from $1.5m

Which is cheaper, UAE or Caribbean?

The lowest qualifying amount is AED 2,000,000 in United Arab Emirates and $200,000 in Eastern Caribbean (five states). The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

United Arab Emirates: None; exempt from the 180-day absence rule. Eastern Caribbean (five states): None, except five days in five years for Antigua. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

United Arab Emirates: No direct path. Eastern Caribbean (five states): Immediate citizenship. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

UAE: Rules on mortgaged and off-plan property are administrative practice rather than statute, and can be tightened without notice.

Caribbean: Visa-free access has already been withdrawn or restricted by the UK and the US, and the EU has asked all five states to end the programmes by June 2028.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.