Plain Investor
Programme comparison · as understood in September 2026

Hungary vs Caribbean: Golden Visa Programmes Compared

The lowest qualifying amount is €250,000 in Hungary and $200,000 in Eastern Caribbean (five states). Here is how the two programmes differ on time in the country, the path to citizenship and processing, side by side.

Open

Hungary

€250,000minimum

Guest Investor Residence Programme

Read the Hungary guide →

Restricted

Caribbean

$200,000minimum

Citizenship by Investment Programmes

Read the Caribbean guide →

At a glance

HungaryCaribbean
ProgrammeGuest Investor Residence ProgrammeCitizenship by Investment Programmes
StatusProperty purchase route abolished by decree in December 2024, before it ever openedAll five accept applications, but the EU has asked for phase-out by June 2028
Lowest qualifying amount€250,000$200,000
Time you must spend thereNo minimum stayNone, except five days in five years for Antigua
Route to citizenshipGenerally 8 years of actual residence, plus examsImmediate citizenship
Typical processing21-day statutory decision deadline on a complete fileReported averages about 5 to 18 months by country
Main routes
  • Real-estate fund units — €250,000
  • Higher-education donation — €1,000,000
  • National fund donation — $200,000 to $250,000
  • Approved real estate — $200,000 to $325,000
  • Government bonds, St Lucia — $300,000
  • Business investment — from $1.5m

Which is cheaper, Hungary or Caribbean?

The lowest qualifying amount is €250,000 in Hungary and $200,000 in Eastern Caribbean (five states). The cheapest route is not always the practical one: some low-entry routes are donations or contributions you never get back, while others are investments that can lose value independently of the permit. Add government fees, legal costs and, where relevant, family members before comparing totals.

How much time do you have to spend in each?

Hungary: No minimum stay. Eastern Caribbean (five states): None, except five days in five years for Antigua. A permit that asks for little time in the country is convenient, but a path to citizenship usually depends on genuinely living there.

Which leads to citizenship?

Hungary: Generally 8 years of actual residence, plus exams. Eastern Caribbean (five states): Immediate citizenship. Naturalisation rules are set separately from the investment programme and can change while you are part of the way through.

The biggest caveat for each

Hungary: One of the three announced routes was cancelled by decree days before it opened, so the remaining two could be changed or withdrawn with equally little warning.

Caribbean: Visa-free access has already been withdrawn or restricted by the UK and the US, and the EU has asked all five states to end the programmes by June 2028.

More programme comparisons

Information reflects our own independent research as understood in September 2026. These rules change often and differ by nationality. Plain Investor does not sell or advise on any programme. This is general information, not legal, immigration or tax advice; check the official government source and a licensed immigration lawyer before committing money.